here are the top five suggestions personal finance expert vera gibbons. >> this is a december to remember. >> good morning. >> nice to see you. >> people start looking at their wallets and budgets and figures out what they will will do next year wrapping up this year. you put together five great tips to us. you say book a hotel room. >> book a best hotel room at the end of the quarter, end of the year. hotel staffers have quote o. ---quotas. you don't have to stay you have to book it that's when it goes in their books as a sale. you are traveling a lot. time to book it next year. >> book it at the end of the quarter. book it now end of december for any time. that's when it is going to count as a sale. >> they can write it for this month 2012 taxes. >> buy kitchen electronics and small appliances now. >> yes. if you didn't have a conditions to shop over the ohio day weekend with 247 million other shoppers still good deals out there. prices on some items are actuallyetter now in the early weeks of december such as kitchen electric small appliances, 16% cheaper on average they can be. and al